18 - 39 Individual Plan We spend so much time, money and effort planning ahead for big life events, like getting married, having children or retiring. So why is your own funeral any different? Your final arrangements are just as important as other life events specially knowing that funeral costs continue to rise, it’s smart to start thinking about the preplanning process sooner rather than later. Why? “Imagine planning a wedding or any other large life celebration in just a few short days. You likely wouldn’t. So why leave the ultimate celebration of your life to the last minute when emotions are already high?

18 - 39 Family Plan No matter your age, preplanning is always a smart financial and proactive idea. Take time to sit down with your family or a Pre-planning consultant to discuss your preferences and answer any questions. Your loved ones will thank you in the long run.

40 - 49 Individual Plan As you plan for your future retired life in your 40s and beyond, take a moment to consider how you want to be remembered. In doing so, you can begin to picture what you want for your final disposition method, type of service, as well as your desire.

40 - 59 FamilyPlan When a dear one passed away there are up to 125 decisions to make when planning a funeral. Now if needed information isn’t readily available, then it can add a lot of stress for family members at an already difficult time.

50 – 59 Individual Plan By preplanning, you protect your loved ones from having to make difficult decisions during one of the worst times of their lives. You also ensure that your final wishes are documented for your family to carry out. Additionally, preplanning locks in current rates so that you are not affected by future price increases. In short, your family won’t have to arrange anything so those who matter the most to you can take time they need to grieve.

60 – 69 Individual Plan Preplanning for your final expenses is an act of love for your family. It’s your final gift to them and a way to prevent added stress during an already emotional time. Recording your final wishes prevents disagreements among family that could ultimately damage the healing process and relationships.

Senior Pre-Paid Plan Pre-paid plan provide a way for people above 70 years to pay for their funeral arrangements in advance. It’s not only to spare their loved ones from having to make decisions and experience financial stress while grieving but also prevent the family from inflation. Senior Prepaid plan are paid in monthly installments and up to 50 months from the date, policy has been signed.